Terms of Service

By accessing or using NUMRO ("the Service") at www.numro.co.uk, you agree to be bound by these Terms of Service. If you do not agree, please do not use the Service.

NUMRO is a financial information tool designed to help UK self-employed individuals and sole traders understand their tax obligations, track expenses, manage budgets, and plan their finances. The Service uses HMRC published rates and guidance but is operated independently of HMRC.

NUMRO provides information only, not advice. The calculations and information provided are for guidance purposes and do not constitute financial, tax, legal, or accounting advice. Tax law is complex and individual circumstances vary.

You should always verify your tax position with HMRC directly or consult a qualified accountant or tax adviser before making financial decisions or filing tax returns. NUMRO accepts no liability for any tax liability, penalties, or losses arising from use of the Service.

We make every effort to keep rates, thresholds, and calculations accurate and up to date with HMRC guidelines. However, we cannot guarantee that all information is current or error-free. Tax rules change and there may be a delay in our updates. Always check HMRC's official guidance at gov.uk.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must be at least 18 years old to create an account. You agree to provide accurate information when creating your account.

We reserve the right to suspend or terminate accounts that violate these terms or are used for fraudulent purposes.

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to gain unauthorised access to our systems
• Reverse engineer or scrape the Service
• Use the Service to process data on behalf of others without their consent
• Misrepresent your identity or impersonate another person

Your use of the Service is subject to our Privacy Policy, which is incorporated into these terms by reference. By using NUMRO, you consent to our data practices as described therein.

All content, design, and software comprising NUMRO is owned by or licensed to us and is protected by UK and international intellectual property laws. You may not copy, reproduce, or distribute any part of the Service without our written permission.

We aim to keep NUMRO available at all times but do not guarantee uninterrupted access. We may suspend the Service for maintenance or updates with or without notice. We are not liable for any loss arising from unavailability of the Service.

To the fullest extent permitted by law, NUMRO shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, including but not limited to tax penalties, financial losses, or data loss.

Our total liability to you for any claim shall not exceed the amount you paid for the Service in the 12 months preceding the claim (or £10 if you used the free tier).

These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

We may update these terms from time to time. We will notify you of material changes by email or by posting a notice on the site. Continued use of the Service after changes constitutes your acceptance of the new terms.

Questions about these terms: hello@numro.co.uk